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Under the law, there is provision for benefits in the case of industrial accidents and occupational diseases if the accident occurred at workplace or in discharge of duties elsewhere, before or after work and on the way to and from work. The Social Insurance Fund against Industrial Accidents and Occupational Diseases provides the following benefits to the insured persons: Disability pension; Dependent’s pension; Temporary disability benefit; and Rehabilitation costs.

Work injuries may be classified on the basis of their consequences as those resulting in: (i) permanent total incapacity (ii) permanent partial incapacity (iii) temporary incapacity and (iv) fatal injury leading to death of a worker.

An insured person who is incapacitated temporarily or permanently due to an industrial accident or occupational disease is eligible for a disability pension. The percentage and duration of disability pension is determined by the medical labour accreditation commission. Disability pension depends on the percentage loss of work capacity above 10%. The disability pension for a worker who has lost work capacity of at least 30% cannot be less than 75% of the national minimum wage. If the loss in work capacity is under 30%, insured person has the right to receive disability benefit as a lump sum payment for 6 months or for period determined by the medical commission.

Temporary disability benefit is 100% of the average wage regardless of the length of service and is granted for each day of incapacity for work. Temporary disability benefit is paid until recovery or declaration of permanent disability (and grant of disability pension). The maximum duration of disability benefit cannot exceed 190 days in a 12-month period.

In the event of insured worker’s death, dependent family members are eligible for dependent’s pension. The rate of dependent’s pension is determined as a percentage of insured worker’s average wage and depends on the number of dependents. It is 100% for three or more dependents; 75% for two dependents; and 50% for one dependent. The dependent’s pension is payable for disabled dependents until death and for children under 19 years.

If an insured person has lost at least 30% of the work capacity due to an industrial accident or occupational disease, he is eligible for a rehabilitation payment for the purpose of prosthetic appliances and orthopedics, and mineral water therapy in a sanatorium.

Source: §3-16 of the Law on Pensions and Benefits Paid by the Social Insurance Fund against Industrial Accidents and Occupational Diseases, 1994

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